Sabrina’s Money Madness

I never said why I need the old records if it’s not for genealogy purposes. My father had a insurance policy that my grandmother was the beneficiary of. Since they’re both deceased, I’m my father’s closest living relative.

Unfortunately my father was estranged from his mother. Well not really him but the rest of us, it’s a long story. Anyway I don’t have any of her information.

The records office told me that the easiest way to get her information is to come in and searching for it. I’m in another state, over 6 hours away, so that’s not really practical. I can also mail away for the info and pay to have a search done. That will take a couple of months.

It’s no big deal and I’m not in a hurry to get it done so I have time to decide what to do. I’m not looking forward to this though.

I need birth and death information for my paternal grandmother. I signed up for several genealogy sites and I can only find a small bit of info on her, most of which I already had.

I think my best bet is to send away for the records which is going to cost me more than I want to spend. I don’t see how people like genealogy. It’s a long and tedious processs.

I can definitely see that this is not the hobby for me.

Wow that’s a long title. My friend doesn’t like her job. I can totally relate because I used to work in the same department and did a similar job. The problem is that the job is so specialized within the company, that no-one knows where to classify us. So it’s difficult to find jobs outside of that department.

However, my friend is applying for jobs where she doesn’t meet all of the qualifications. I told her that if you aren’t totally qualified, they don’t even look at you. But she just throwing darts to see what sticks. I do understand because I was in a similar position, but at some point she needs to listen to the voice of reason.

She’s really just shooting herself in the foot right now.

I am so tired that even caffeine isn’t helping. Yesterday I left work and didn’t get home until almost 7pm. I laid down and slept until 10pm. Then I tried to go back to sleep but I ended up getting up for another couple of hours. Around 1am I went back to sleep and slept until almost 6:30 am. That sounds normal but for me it’s highly unusual as I’m a insomniac and I usually only sleep 4 hours per night.

I’m on cup of coffee #2 and I think I’ll end up having at least 3 cups to make it through the day.

Not lost, lost though. I didn’t lose my way I just got side-tracked and went too many places that I hadn’t planned on going.

I originally went to the mall to buy a spring jacket. Of course, I couldn’t find any that I wanted so I started wandering around the mall. I ended up going into a store and looking at things like a quneo from musicians friend. Now I don’t even play a instrument. I did take piano but I am no good at it. So why did I stand there contemplating buying it? Just to spend money I guess.

I can not just wander aimlessly around a mall. It gets me into way too much trouble.

I’m not happy about it but I’ve figured out where the extra $200 for my phone bill is coming from.

I “save” $50 per month because of my new plan. I put save in parenthesis because I haven’t seen it yet and won’t see it for a few months. Anyway, I’ll use that money for three months which is $150. Then I’ll use $50 from my bank account bonus that I was supposed to put in my house savings account. My house savings account is already taken care of, I just wanted to put a little extra in. That’s all out of the door now.

I’ll pay half this month ($200) and the remaining $100 with next months bill. I wish I didn’t have to pay anything extra but them’s the brakes.

On Saturday I decided to open the mail that I had just lying around. I had 2 or 3 unopened bills plus some junk mail.

I started with the junk and then proceeded to open the regular mail. I got to my phone bill and just needed to check the due date, or so I thought. Nope, imagine my surprise when I saw a $300 phone bill!

My bill is usually half that and since I changed plans it’s almost a full 1/3 of that. So $300 was a very unwelcome surprise. It seems my niece met a new “friend” that lives in Jamaica. They have what looks like a normal area to code to most people so they don’t realize they’re calling international.

Luckily when my bill was cut, she had already stopped calling. That means at least I won’t get another large bill next month. But this month sucks!

And when do I get to the savings part?!?!?

Ugh she just grinds my gears! I work on a team of 11 people including my workleader/manager. One person on the team is exceptionally nosey. She listens to other peoples phone calls among other things.

Yesterday someone was in my cube talking to me, we have high wall cubes, and they noticed that she was standing up pearing over the ledge of her cube into mine. I don’t know why she was eavesdropping because we weren’t talking about anything she would understand. It wasn’t work-related, and it had to do with pop culture.

I think in every job that you have you will always have to deal with that one annoying coworker. This is mine. Yay me! Sarcasm at its finest.

Have a great weekend!

Here at work we are some caffeine fiends. It seems like the first thing we do once we get into the office is grab a cup of coffee.

By 10am I’m on my second cup of the day. Some of my coworkers have coffee either at home or on their way to work. By noon, they’re on cup number 3 or 4. It’s a good thing we had to find bunn equipment and buy it. Believe me when I tell you we need an industrial size machine. A little rinky-dinky machine would be out of commission quickly in this place.

Believe me I need my caffeine. It’s 8:30am and I’m drinking as I’m typing. I would be lost without it. Hail coffee!

I am not waiting. I talked to a mortgage guy unofficially and he told me that it could also affect my debt to income ratio. I looked at my credit report and darn sure the cards were maxed out! I’ve already disputed them as not my accounts/social security numbers. I mailed the letters so that I’m sure someone will look at it.

It’s not like I’m working with a high score to begin with. I darn sure don’t want someone else and their spotty credit to bring my score down more.

And they’re not even “technically” mine. Somebody keyed something wrong on my credit report so it shows someone else’s social security number as my number as well. I guess they’ve paid some things late and now they’re showing up as mine.

Now I have to go through the process of getting things removed and straightened out. Not a big deal but more than I really want to deal with.

Why couldn’t it be someone with good credit who’s file gets mixed with mine. Of course that’s too much like right.

This should really be called next years spending goals because it’s the money to save to buy things that I want.

I’m tired of excess bills so I want to pay down a lot of my bills. It means that my budget will get even tighter than normal while I do this. However, it will allow me to purchase the things that I want guilt free.

The three main things that I want are a new cd of $250, a new tv for my bedroom (only 20″ or so) and moving expenses for when I buy my house. There are some other things that I want but those are my top priorities. I didn’t even include my furniture money but I’ll figure that out later.

It’s really a shame that my budget is so tight that I have to save a year in advance for such small purchases.