Sabrina’s Money Madness

I’ve overspent like crazy these past 2 weeks. I did buy some stuff for myself though. I got 3 or 4 shirts and a pair of pants. I also bought my mom a pair of sneakers and I finally got my air conditioner. Now it’s time to slow my roll and tighten my belt. My savings are lacking and it’s time to bulk them up.

I have no idea what I’m going to do all weekend since I’m not going shopping. I’m sure I’ll survive though.

It was cute but too small for me even though I live by myself. I don’t want to buy anything less than 2 bedrooms. I feel like a 1 bedroom is too small. You can never have visitors stay the night. Which is not necessarily a bad thing sometimes. But the condo was really nice. It had ceramic tile and nice new appliances. The kitchen cabinets needed to be upgraded though. Otherwise, there wasn’t too much that needed to be done.

I’ll keep looking to see what’s out there. I don’t want to just rush into something that I don’t really want just to be able to say that I own it. I really want it to be somewhere that I plan on staying for a few years.

I wasn’t really qualified for the job but I applied anyway. No matter what job you apply for, you almost always have to be trained for the new job. That was the reason I applied for it in the first place. I still haven’t heard anything about the other job that I applied for, the one I am qualified for. It’s for a entry level analyst position. It’s still two grade levels higher than I am now. It also has a very defined career path if that’s the way I decide to go.

So for now I just have to stick with the job that I have now. That means no shopping for shoes, jewelry or clothes just yet since I don’t make enough money. I’ll just have to keep my eyes peeled for any jobs that open up that I’m qualified for.

I do want more money but that wasn’t the main reason that I applied. The first reason is that I want to make more money. I’m ready to buy a house and a it will take me over 4 years to get the cash that I need. I need to pay off some debt first. Then I need down payment money, closing cost money and money to keep in savings. I’ve decided that I don’t want to wait 4 more years.

The other reason is that I really don’t like my job. It’s really my coworkers more than anything. I just don’t want to deal with them anymore. One of the jobs is only a slightly higher job but the other one is quite a bit higher. I would really like either job. They both have a great job track and I can move up much further than I can in the job track that I’m in now.

Now all I have to do is play the waiting game.

I hardly ever oversleep during the week. Even when I do, I usually wake up in enough time to get ready for work. On the weekends I always wake up at 8am, but I always go back to sleep. Well not today, I truly overslept. I didn’t wake up until 9am. That was sooo late for me.

I didn’t even try to rush for work after I saw what time it was. If you’re late you can stay to make up your time. I would not have gotten to work until almost 11am which is 3 hours late. I would have had 2 days to try to make that amount of time up. It wasn’t worth it in my opinion so I took a half of a vacation day.

I still can’t believe I slept that late. I know that I’m tired and stressed but I guess I really need to relax.

Unfortunately my finances aren’t as ready as I am. I don’t have enough money in savings right now to make the purchase. I need enough for the down payment, closing costs and residual savings. Now banks are requiring that you have 6 months worth of mortgage payments in your savings at closing. I actually think it’s a good idea. If there is any kind of job anomaly, you have some savings to fall back on. The bad part is that it’s taking affect now.

I have a 4 year plan to come up with the money. I’m going to see if there is any way that I can accelerate that. I’m starting to get tired of renting.

I feel so bad for one of my coworkers. The flooding that hit the city the other day really hit here home bad. She has home insurance but the flood is under some special exemption or something so she has to appeal and fight to get them to pay up. She’s not in a flood zone so she doesn’t have flood insurance. And somehow she found one of the only flat streets in the whole city. Those flat areas got hit the hardest.

This is a really stressful time for her and her family. I hope she’s able to get everything straightened out.

Well at least I did my good deed and donated food to the canned food drive. Those were the most expensive vegetables ever though. I spent less than $5 for 5 cans but I gambled way too much money. I lost almost $100. That’s some expensive veggies.

The next time I’ll stick to my plan instead of adding extra money into my purse.

But I know I probably will. I have $20 in free play money which is not a lot. However it’s also the canned food drive this week. Each can is work $5 up to 5 cans or $25. That would give me $45 to play with. I would only take about $20 of my own money. Hopefully I’ll win this trip. Then maybe I’ll buy a playstation 3 and some games. I really need to win so I can renew my passport. Who knows, maybe I’ll win enough to take a trip somewhere.

It’s a nice dream anyway. And if all else fails I’ll get a full night of entertainment for only $20, not too shabby.

I haven’t been at it too long, I just started sweepstaking again in the past month. But I’m not winning anything which is pretty frustrating. I know that you don’t win everything you enter but I haven’t won anything in almost 3 weeks. There was that cool Coke game where I won 3 times in the first 2 weeks. That will really get your heart pumping. I haven’t won at all on this new Coke game though and I play that game every single day!

I know that you have to be patient and the wins will come so I’ll just sit back and wait for the prizes to start rolling in. Hopefully a trip to Aruba will roll my way!

My lenses are horrible. My eyes always itch and burn if I leave my contacts in for more than a few days. The last brand that I had was great. I was able to leave them in for weeks at a time and they didn’t bother my eyes ever. They’re both Bausch & Lomb products but one just doesn’t agree with me.

As soon as I use all of these contacts, I’m going back to the old lenses.

I didn’t think we were going to have a family reunion this year. My uncle started contacting everyone 2 weeks ago with details. Luckily for me my family lives pretty close so it won’t cost much for me to go home. I won’t cook anything since I’m traveling. I’ll buy things that everyone else forgets to buy. Last year we didn’t have enough juice for the kids and we ran out of water. I can get a few cases once I get home and put them in the cooler that my mom has to keep them cold.

We have the reunion at a state park so I can get some golf training aid reviews for the guys in the family to check out. Some of them really need the help with their game. There’s already a net for volleyball set up for the kids. We’ll also take a couple of balls for soccer and a football.

I know we had a great time last year so this year shouldn’t be any different.