Archive for September, 2009

30 Sep

I’m consolidating my bank accounts

I finally come to the realization that I have too many bank accounts at too many banks. At the moment I bank at 4 different institutions with multiple accounts at each place. I’m totally getting rid of 2 of the banks. One I’m closing effective immediately. I mailed them the letter to close the letter […]

28 Sep

Debbie Downer

One of my friends has a bad job with horrible pay. I mean really bad. When she told me how much she makes I got depressed. I couldn’t even pay my basic bills on her salary and it’s not like I make a lot of money.
In the past I’ve suggested that she look at another […]

25 Sep

I’m contemplating getting a second job

I really need to amp up my savings. I really won’t be able to save anything until next year, unil then my savings are next to nothing. I also don’t want to wait 5 years to pay off my credit card. If I get a second job I can pay the credit cards off in 2 years […]

23 Sep

My rewards program is getting an upgrade

That is good news for me. It’s not even a credit card program either. It’s a new/better program that my bank is rolling out. The new program will give me points for everyday shopping. Then it gives double points for gas and grocery stores. I will also get points for automatic debits which come out […]

21 Sep

I was late meeting my friend

Considering I only had 30 minutes to get there, I knew it would be close. I didn’t know I would run into traffic from the hockey game though. That took an extra 15 minutes by itself. Then I made a wrong turn and ended up in a residential neighborhood. I ended up hitting a u-turn and […]

18 Sep

I’m late as usual

I’m supposed to be meeting my friend in 35 minutes. It’s a 30 minute drive to get there and I still have some stuff to get together before I run out of the door.
I need to get on the ball.

16 Sep

I love winning gift certificates

I’ve been playing several different instant win games and I’ve won on a couple of them. My favorite prizes are gift certificates because I can spend them on whatever I want to. I can buy clothes, shoes, the fat burner supplements that I take, or anything else that the store sells. I love the certificates to […]

15 Sep

I don’t need brakes

I had my car looked at early because I had more money than I thought I did. I took them to the dealer and he told me that they were fine. The squeaking noise is the “fault” within the car but the brakes are good for now. I will need new brake pads and rotors […]

11 Sep

I think I need brakes

One of the “faults” of my car is that the brakes tend to squeak when you start up the car. During this past weekend my brakes started squeaking when stopping at a stop sign. It doesn’t happen all of the time but it happened once too many times for my liking. Luckily I don’t have […]

09 Sep

Is everyone looking for a new job?

I just talked to one of the human resources people at my job. I was wondering why I kept applying for jobs yet I wasn’t hearing anything. The person I talked to told me that there are a ton of people with accounting experience that are applying for jobs. That didn’t surprise me considering I […]

07 Sep

I seriously messed up my checking account

Luckily my bank paid my check and since I knew the check was going to bounce I was able to bring the account back to a positive state. I caught the problem the same day so there was no fee associated with the event. I went to the atm several times taking out money and […]

04 Sep

It’s time for me to cut my expenses

They’re outrageous right now. Once all of my bills are paid, I don’t have a lot of money left for savings. One thing I’m going to do is cut down on my utility bills. I may want to check out a bell tv or some other service to save money. My bill seem to increase every month. They’re small amounts […]

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