I’m getting all of the rewards that I can from my credit card
I have a Best Buy Reward Zone MasterCard. Every purchase I make gives me points towards Best Buy Gift Certificates. It’s a toy limit card though which stinks. A toy limit is excessively low and HSBC who issues the card is really slow to credit payments. Actually they credit the payment fairly quickly but then they put a hold on it which puts a hold on your credit line.
I have to plan my purchases, bill payments and payments very carefully to be able to get maximum usage out of the card. I plan on running up as many rewards as I can. I need a new computer and I’m saving for a new tv. Any rewards I can get to lessen my contribution is certainly welcome.


