I need to cut some expenses
I have some things that I want to do and other things that are on my to do list into the future. Buying a condo next year is at the top of the list. I also need to start saving for furniture, but I can buy inexpensive furniture instead of going into more debt for that. I also want to start saving for my next car. That is a 2 or 3 years down the line proposition so there’s no great hurry to save for that.
I still need to account for other things that may come up. Even with a condo there are still maintenance costs in addition to higher utilities. I may also need to use wedding photographers raleigh nc in the future. Just because I don’t need them now doesn’t mean that I’ll never need one. You never know what the future holds as far as relationships or finances go.
I guess I said all of that to say, I need to substantially increase my emergency fund. I don’t know where this money is going to come from though. I better look to see what I can start doing away with and cutting back on.