Archive for the 'banking' Category

03 May

My April 2012 savings and debt repayments

During the month of April I added $100 to my account for a total of $1,950. I have moved my 10% fund to a totally different account and there is $500 in there. So my goal was $2,300 which I’ve technically met even though there is only $1,950 in the housing account. On either Friday […]

23 Apr

Read the fine print

One of my friends wanted to open a new bank account. She asked me to look over the account that she had chosen because she could earn airline miles with it. Before I even started I asked her if the account had any fees and she rattled off the fee structure. Good job I thought. […]

16 Apr

I’m so confused!

I have no idea how much is in my account at all. The deposits are taking forever to get through and to clear. I’m trying to play the bonus game but I don’t see how people do it at all.
The latest fiasco was when I tried to use my alternate bank account to buy one […]

13 Apr

Playing the bank bonus game is hard

And I’m not winning! It’s a lot harder than it seems I have to admit. I’ve even been following advice that other people have given and it’s not really working out the way I want it to. One account only has a 5 debit card minimum over 30 days. I still have […]

11 Apr

Looks like I bit off more than I can chew

In relation to my savings goals. Considering I don’t quite have 1 months of expenses in savings and I want to have 2 full months by the end of the year. If my overtime continues it should be a no-brainer that I reach my goal. I can easily add money every month […]

09 Apr

Well no wonder it looks like I haven’t been saving anything

I looked at my bank balance and it looked awful low and I couldn’t figure out why. Then I looked at a different bank and saw that the balance had barely moved. I was puzzled because I knew I had been saving but my balances weren’t reflecting that.
Then I realized that there was 2 things […]

27 Mar

My one paycheck savings goal

This is a separate goal from the other goals that I have. I already have my house savings goals in place. I also have a regular savings account that I throw money to from time to time. There is also my 10% savings fund from random money that I receive and last but not least, […]

16 Mar

I forgot to mark my bill payment calender

Most of my bills are due between the 10th and the 21st of the month. The only 2 bills that are due outside of this time frame are my rent and electric bill. Both of which are due on the 1st of the month.
Some of my bills are on auto-pay and others I have to […]

12 Mar

Check your gift card expiration dates

I have 5 of 6 gift cards that I got from different places. A few are from sweepstakes, 1 is from a bonus from a cd that I signed up for, and the rest were gifts. I usually put them in a pile to draw from whenever I run low on cash. I guess the […]

27 Feb

I got one promo but I missed another

I did get the promotion certificate of deposit with the bonus gift card so that a good thing. The rate is only 1% for a 1 year cd but I’ve seen rates that are much lower than that so I’m pretty happy with my rate.
I didn’t get the bonus from the investment company that I […]

23 Feb

I already got my gift card

I opened a certificate of deposit on the 3rd of this month. There was a special promotion that you could receive a $25 gift card with a 1 year cd and a deposit of $500. I did the minimum deposit mainly for the gift card because I would have normally put the money in my […]

13 Jan

I was supposed to go shopping this weekend

Well the snow is putting a kibosh on that. There was ice on the roads this morning but no snow on the ground. When I got almost to work, I noticed that it had started snowing. It’s been snowing for the last 3 hours and the snow is sticking and piling up.
I need to go […]

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