Sabrina’s Money Madness

I’m leaving the area that I live in within the next year. Right now it’s scheduled for 8 months from now. I would graduate from college (finally) and save money for two months to pad my savings account.
With all of the banks failing and getting bought out by other banks, I’m not too thrilled with […]

My money is not available for 5 business days. I only reopened the account last month so maybe it’s because the account is still fairly new. It could also be the norm for this bank, I’m not really sure. I do know that I don’t like my money hanging in limbo for so long.
I guess […]

I wrote 2 checks that haven’t been cashed yet. One is for my local taxes so that check is over 10 days old. I’m really surprised that check wasn’t cashed. I figured the local tax authority would take their money asap. The other check I wrote from my local account to my online account to re-establish […]

I have several letters to mail including my tax returns. I owe both the state and the city that I live in. I also have 2 letters from online bill paying to mail this week. They’re automatic so all I have to do is go into my account and have them pay out this week. […]

I’m looking because I need more money. John is looking because he hates his job. He’s a bank teller which isn’t that bad really. But his branch is extremely focused on sales. So much so that they want 2 new accounts per day. His branch is busy but most of the people aren’t looking for […]

Money-wise that is. I work with money belonging to other people all day. I just amazes me to see how careless they are with it. I’ve contacted people about outstanding checks or rejected deposits and they were surprised. I’ve also had people calling in and saying that they didn’t make the payment that are on […]

I know most people are thinking “duh of course”, but that’s not true for everybody. I was talking to my neighbor and she was talking about going to the grocery store to get some money order to pay her bills. I said something about balancing my checking account before I wrote out my checks. Then […]

I was just watching one of the finance programs that comes on CNBC where they do a run down of stock prices. I saw quite a few stocks that were down by 10%-12%. If your money is in a 401k or you have a long horizon, you probably don’t have to worry. For those people […]

Ok so you know how I always talk about only balancing my checkbook once or twice a month? Well, I messed up the figures the last time. There was an extra 20 that hadn’t been counted into my total.
I use my atm receipts to help balance my checkbook and I noticed that the numbers didn’t […]

Don’t ask me why I haven’t cashed the check yet. I honestly forgot I still had it. I moved some papers and found it. I thought I had cashed it long ago. I guess not huh.
I already had the money planned out, so now this might be extra cash since I think I did those […]

I get paid this week, thank goodness. I’m leaving for vacation on Friday so I have to make sure everything is in place before I go. I have a bill that is due on Friday. I also have bills due next week. My student loan and a personal loan are both due. I have to […]

I just found out that I can transfer money from my main bank into my credit union where the majority of my savings are. There used to be a fee for that, but now it’s a part of online banking.
This really is good news for me because I don’t use checks at my main bank. […]