Sabrina’s Money Madness

Bummer. One of my banks is offering a bonus if you use your debit card to pay 3 “regular” bills. Including utilities and cell phones, insurance, cable etc. The catch is that you have to pay at least $50.00 each time. I only have $20 direct deposited into that account twice per month. With a […]

I ran out of money yesterday and I don’t get paid until Thursday. I’ll really have access to my money tomorrow since USAA makes it available early. Anyway I didn’t have lunch money for today. I checked my credit union and the check I deposited hasn’t been credited to my account yet. I do have […]

I’ve only been a member for a little over 2 months and I already love this bank. I’m not a “full member” because I’m not military or have any military in my family but that’s ok. Right now it means there are certain products like insurance that I don’t qualify for. I’m pretty happy with […]

Yup! I was shocked to say the least. I was in the grocery store today buying soda for the cookout that my friend is having. I noticed the in-store branch was open so I stopped over to make a deposit. As I was talking to the teller she told me that they were open tomorrow on […]

I’ve been looking at interest rates and they are pathetic to say the least. It’s not like I have a lot of money in my savings but I am starting to slowly make additions to my nest egg.
I’ve compared rates at several banks and credit unions and my local credit union has the best rates […]

You do know what a dummy account is right? It’s an account that serves no real purpose except holding a few dollars here and there. You have a small amount deposited into the account every payday just for small emergencies. Nothing major like an appliance or needing to get the car fixed. I’m talking about […]

I just got off the phone with my credit union. I was pretty surprised that they called. I thought it may have had something to do with the fact that I maxed out my card because of my car inspection but it wasn’t. They never received a income verification from me. The person that called […]

Now first let me say that it was not my banks fault at all. It was totally my fault. That really doesn’t make the situtation any better though.
Once my last monthly direct debit takes place, I schedule the next months bills to be paid. I have to watch the dates to make sure the bill […]

Last year I was supposed to consolidate my many bank accounts into 1 or 2 banks. Instead I’ve added banks. One reason is because there was a bonus attached to opening one account. Even after I paid the taxes on the account I still made a nice little sum. I figured that I could buy […]

I will admit it right now….I’m horrible with money! If I have a few extra dollars in my checking account, I will find something to spend it on. I’ll even dip into my savings accounts at my main bank and my main credit union. However, I figured out that if I put my money in […]

I can’t figure out how much money I really have. I bank at multiple banks and I play little money games with myself to pad my savings. At one bank I may round up my purchases to the nearest dollar. Another bank is my miscellaneous money account. And my last savings account is my actual savings.
Sometimes it’s hard to keep track […]

Look at the picture and the dates on the calendar. I just got this calendar on Wednesday. And it’s out of date! I know a lot of people don’t write checks anymore and banks have extra checkbook covers and checkbook registers laying around but this is ridiculous.
It’s a good thing I won’t be using this […]