Sabrina’s Money Madness

I’m looking for ways to cut my expenses. I have some things that I can cut back on like my food budget. I can just buy more economical food and stop eating out so much. I also need to change my cell phone plan and maybe my dsl plan too. I also plan on looking […]

Just call em’ up and ask. That’s what I did with my cable company. I called and asked if I could have a cheaper package. The operator asked a couple of questions, then she gave me a 1 year starter package deal. After the year, the cable will go up but it will still be […]

It seems like I just paid it and now it’s already due again. I pay in 3 installments because that’s the longest time we’re allowed to stretch it out. We used to be able to make 4 payments but they stopped that last year. I don’t have enough cash to just be able to pay […]

So I have to tweak it again. I looked at the numbers and I have very little spare cash once everything is paid. I won’t be saving any money for the next 9 months while I’m in school so I have to be careful with what I have.
The bills never stop.

That’s what I call it instead of payday. It seems like all you do is exchange your check for bills and a few magic beans. At least I get paid every 2 weeks now. I used to work for a place that only paid us twice a month. That totally sucked because sometimes there were […]

We all have bills. Even those of us lucky enough to not have credit card or student loan debt still have those pesky monthly bills. Things like phone service, cable, internet and rent or mortgage. If you are like most of us however and you need help with your bills try a Debt Settlement Calculator. […]

I didn’t get anything in the mail this week. No bills or anything. Not that I’m complaining about not getting bills. I was just surprised when I checked the mail. I’m used to getting a lot of mail every week. Things like Quinceanera invitations, ads and coupons, and of course my bills.
Next week I can […]

What are they waiting for? I mailed my check a week ago. They were both local so they got them the next day but neither check has been cashed yet. I was checking my balance online yesterday and noticed that something hadn’t cleared. When I looked through my register, it was those 2 checks.
With check 21 […]

I have several letters to mail including my tax returns. I owe both the state and the city that I live in. I also have 2 letters from online bill paying to mail this week. They’re automatic so all I have to do is go into my account and have them pay out this week. […]

My car loan is a regular 5 year car loan. I’ve worked out my own amortization schedule where I can pay it off over 4 years instead. It would save me a lot of interest and give me another year to save money. Car loans are so expensive. Getting Pennsylvania loans is difficult. But I’m sure […]

Not for a while anyway. I had to pay over $600 for my car to be fixed yesterday. That was just about the amount of my income tax return. John wanted to use his money to buy electronics. He wanted a XBox 360 or a Bose home theater. I had planned on using my money […]

I’ve been waiting for my balance transfer to go through for a week. I opened a new credit card because it had better terms. It has a 0% interest rate until September 2009. No transfer fee and no annual fee. Of course they kill you with the return check fees or late fees. I always […]