Sabrina’s Money Madness

Please. Someone, anyone. Argh. This job search is really annoying. I talked to my student loan people and I have about 18 more months before my payments start creeping up. Then they will gradually increase every year until I get to the payment amount that I’m really supposed to be paying.
On the plus side, my […]

I have a small amount of money that I’m holding for my brother. He won’t need the money for another year and a half. In the meantime, that money is just sitting in my savings account earning a paltry amount of interest. It was in a cd, but it matured and the interest rates are […]

Most of my bills are due between the 10th and the 21st of the month. The only 2 bills that are due outside of this time frame are my rent and electric bill. Both of which are due on the 1st of the month.
Some of my bills are on auto-pay and others I have to […]

I have some things that I want to do and other things that are on my to do list into the future. Buying a condo next year is at the top of the list. I also need to start saving for furniture, but I can buy inexpensive furniture instead of going into more debt for […]

Ughhh. I still have some of my moms’ stuff in storage. I don’t want to bring it here and put it in my basement until I move and then have to move it again. Last year it rained really hard and my basement flooded slightly. It was pretty much just a layer of water covering […]

I haven’t balanced my checkbook in almost 2 weeks. Not a big deal right? For me it’s oh so wrong. I keep most of my paycheck in my checking account but it’s in separate “buckets”.
Since my main bank doesn’t have sub-accounts, ala ING, I just keep a separate piece of paper with the name of […]

I wrote a post the other day about making a large payment. My largest payment besides rent and insurance is to pay my monthly credit card bills off. With the exception of one card on which I carry a balance, I use the cards for most expenses throughout the month and pay them off.
With overtime […]

I absolutely hate to see large payments come out of my checking account. Right now I rent, but pretty soon I’ll have a mortgage and that’s the largest check I want to write every month. My car is almost paid off (within 7 months) but that’s a pretty low amount. The only other large expenses […]

I did actually cancel my insurance last month and go with a new company. It was pretty much a last minute decision and I had already written and published the posts about not switching so I just left them up.
Since it was such a last minute decision, my old company processed my payment for my […]

 I think the magic eight ball is saying no. My agent is a really nice guy but I don’t see myself saving anything by having him around. The insurance that I have increases every time my policy renews. I’m in PA. and we generally only have 6 month policies. You can find a company that […]

I was looking at my bank account to see if a check had cleared and it made me think to look at all of my bank accounts. When I got to my credit union account I realized that I owed $1.85 in interest. I had paid my credit card bill in full last month but […]

My quarterly goal is $641.75 for savings and $20 for debt repayment. I can pay it or save it all at one time or pay something every month. It just depends on how my money comes in each month. Because of the way that I have my budget set up, there will be one month […]