Sabrina’s Money Madness

I really never paid attention to how much I paid for insurance. I got a bill for the total amount and then a break down of how much it would cost every month. This month however I looked at the discounted amount as opposed to the full amount. The difference is almost $50. In PA […]

My insurance used to be sky high. It was over $1200 a year for a small used car. I do have full coverage because the car is financed so I expected it to be around that amount. Then I switched companies and my premium went down to $900 per year. That was more like it […]

I only had 3 credit card bills but the interest on one of the cards was very high. I went to my credit union and asked for a consolidation loan for all three cards. Not only did they approve the loan but they also gave me enough for my car and another personal loan that I had. The rate was cheaper […]

And I will admit that I’m not looking forward to seeing the results either. I know that I over-spend on food. We have lunch outside of work at least 4 days per week. And we don’t have cheap lunches either. The money is worked into my budget and I don’t spend more than I allot […]

In 2007 I wrote a post about cleaning up my credit. Well I just looked at one of my credit reports and it seems like my credit is in even worse shape now than it was then. One of the reasons is that I incurred a lot of new debt when I went back to […]

Bummer. One of my banks is offering a bonus if you use your debit card to pay 3 “regular” bills. Including utilities and cell phones, insurance, cable etc. The catch is that you have to pay at least $50.00 each time. I only have $20 direct deposited into that account twice per month. With a […]

I guess my Mom got worried when she saw my last post saying that I would get my air conditioner any way I could. I even went so far as to say that if someone didn’t get paid then so be it. Actually I won’t go that far as to not pay someone. I did […]

The budget is not looking good right now. I have way more expenses this month than I have income coming in. That doesn’t even include the extra money that I’ll spend this weekend for the holiday. Something has to be cut out but I haven’t decided what yet. I have Lipofuze on the list but […]

Now first let me say that it was not my banks fault at all. It was totally my fault. That really doesn’t make the situtation any better though.
Once my last monthly direct debit takes place, I schedule the next months bills to be paid. I have to watch the dates to make sure the bill […]

I can’t figure out how much money I really have. I bank at multiple banks and I play little money games with myself to pad my savings. At one bank I may round up my purchases to the nearest dollar. Another bank is my miscellaneous money account. And my last savings account is my actual savings.
Sometimes it’s hard to keep track […]

I only have 5 short and sweet resolutions this year. I should make them all and they shouldn’t be that hard to keep.

Savings - $2700. Not a lot of money in the grand scheme of things but I don’t have any money in savings right now. This should be fairly easy to make.
Bills - $650 […]

Yes it is in part to get the bill paid off a little earlier than scheduled. But it’s more of a security thing. This month I ran short with my bill money. I still don’t know how I did that because I usually balance my checkbook to the penny. Anyway I didn’t have enough to […]