Archive for the 'budget' Category

24 Sep

I need more no-spend days

My spending is starting to get out of control. I have a lot of little incidental expenses that add up to a big drain on my budget. I need to have more no-spend days even if I have to plan them in advance. The last time I got serious I saved an additional $20 in […]

22 Sep

I think I blew my budget

I went shopping yesterday but I didn’t buy much. I did have dinner out though. I had a taste for ribs so that’s what I got. Then I bought some stuff for the house that I needed. I need some batteries that I didn’t get though. 2 9-volt batteries is $5.00. For 2 generic brand […]

08 Sep

Should I even write a short term budget?

I can do a budget because my income is fairly stable. But I’m in school and I still have a least 1 semester to go. Even if I budget for savings, the money will go towards school this year and the early part of next year. Then once I’m finally done with school, I’ll have […]

27 Aug

I threw away my budget

Ok now I am starting to think I’m a spazz. I had a clear and concise budget all written out for school. It had my tuition amounts, how much I had to pay, and where exactly the money for the classes was going to come from. It took me 2 days to make that thing […]

26 Jun

I’m having a budgeting workshop

My friend finally wants help with her budget. It’s about time! I’m really happy to help her. When she told one of our other friends that I was helping her that person decided she wanted help too. Now there are 3 people that I’m going to work with all at one time.
I told them all […]

23 Jun

She’s taking another Payday Loan

One of my friends can’t budget her money to save her life. She’s always running short around payday. I don’t try to judge her because I’m sure there’s been a time when we’ve all been short on cash. The only difference is that we didn’t have the option to get a Loan Until Payday. These […]

16 Jun

I need to make changes to my budget

I don’t have a lot of leeway in my budget but I do have some. I’ve made changes to several categories to save more money. I should start seeing those savings within the next month or two. I need to up my medical category. I don’t need medical devices but I do need co-pays for the […]

10 Jun

Breaking the budget

I’ve already said that I wanted an air conditioner and that I want to stop unnecessary spending. Well now I feel that an air conditioner is a must. It was so hot and humid last night. I think I got less than 3 total hours of sleep. Considering I have to go to school, that’s […]

16 Apr

I frittered away $20

I don’t know where either. I’m sure if I sat down and thought about it, I could figure out where but right now I’m drawing a blank. I’ve given myself a budget of $20 bucks per week for “whatever” expenses. That’s not including the money that I spend at the store for food. It’s Wednesday […]

14 Feb

I’m over budget again

I keep going over my budget. This week it was by a lot! I’ve sat down and brainstormed and I’ve come up with a few ways to bring it back in line.
1. Visit WalMart and buy soda and snacks to bring to work. Yes I know it would be better to drink water (which I […]

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