Archive for the 'expenses' Category

05 Mar

I almost paid double for my 30 day free trial

I paid for a 30 day “free” trial upfront, totally my choice. Once the free trial was over I noticed that they hadn’t hit my card. So I called them and asked when I would be charged. The poor customer service rep was totally confused because she couldn’t figure out why I was pre-billed. Then […]

03 Mar

Dealing with my first bad eBayer

This is a drag. I usually have great experiences on eBay but this person is the worse. They bid on a item and now they don’t want to pay for it. They probably felt like they over-bid and they’re trying to get out of it. Instead of just emailing me and explaining what happened, they’re […]

25 Feb

I need another air conditioner

I just bought a air conditioner at the end of last summer. However my house is so hot that one air conditioner doesn’t even do it. I have a window unit for my bedroom and now I’m looking for a portable model for the living room. My mom suggested that I get a dehumidifier to […]

19 Feb

I don’t want to pay that fee

So can I have my money back? Well I didn’t put it exactly like that but that was the end result. I didn’t pay my eBay fees and the direct pay account that I have attached to my account has been closed for several years. I hadn’t used eBay in almost 3 years so there […]

07 Oct

I need to watch my food budget

I usually go grocery shopping once every two weeks. This past week I didn’t go shopping for some of the staples that I need so I’ve been buying some of those items from work. I’m pretty close to blowing my budget for the next week. I still have to go out this weekend and buy […]

15 Sep

I don’t need brakes

I had my car looked at early because I had more money than I thought I did. I took them to the dealer and he told me that they were fine. The squeaking noise is the “fault” within the car but the brakes are good for now. I will need new brake pads and rotors […]

11 Sep

I think I need brakes

One of the “faults” of my car is that the brakes tend to squeak when you start up the car. During this past weekend my brakes started squeaking when stopping at a stop sign. It doesn’t happen all of the time but it happened once too many times for my liking. Luckily I don’t have […]

07 Sep

I seriously messed up my checking account

Luckily my bank paid my check and since I knew the check was going to bounce I was able to bring the account back to a positive state. I caught the problem the same day so there was no fee associated with the event. I went to the atm several times taking out money and […]

04 Sep

It’s time for me to cut my expenses

They’re outrageous right now. Once all of my bills are paid, I don’t have a lot of money left for savings. One thing I’m going to do is cut down on my utility bills. I may want to check out a bell tv or some other service to save money. My bill seem to increase every month. They’re small amounts […]

21 Aug

I haven’t updated my debt ratio

Mainly because it hasn’t gone down. It’s still at 41%. I know this because neither my income nor my expenses have increased since the last time I complete it. However my ratio should decrease at the end of this month because I’ll pay off a bill. Hopefully my ratio will go down into the mid 30’s. I […]

04 Aug

I hope I find my id

I got on the bus this morning and showed my school id which doubles as a bus pass. When I got to work and went to grab my work id, I noticed that I didn’t have my school id in my purse. I noticed one of those cardboard displays on the bus had fallen and […]

18 May

My debt ratio is 41%

Debt ratio:
41%

Debt ratio ranking:
Acceptable

You have an acceptable debt ratio that should allow you to continue making all of your payments

The debt rankings are based on the following percentages: Acceptable: 0-41%, Relatively High: 41-51%, High: 51-66%, Too High: 66-86%, and Excessively High: more than 86%.
Wowee. I’m barely in the acceptable range. I have to lower that […]

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