Sabrina’s Money Madness

I did get the promotion certificate of deposit with the bonus gift card so that a good thing. The rate is only 1% for a 1 year cd but I’ve seen rates that are much lower than that so I’m pretty happy with my rate.
I didn’t get the bonus from the investment company that I […]

I opened a certificate of deposit on the 3rd of this month. There was a special promotion that you could receive a $25 gift card with a 1 year cd and a deposit of $500. I did the minimum deposit mainly for the gift card because I would have normally put the money in my […]

I didn’t really have a lot of goals last year, 3 actually and I didn’t meet them. So I’m going to get going in 2012 and start anew.

Get my housing account to $2,300. I’m already at $1,485 so I’m really close and I’ll definitely meet this goal.
Save an additional $1,000 for hand money ($500) and […]

This weekend Tavis Smiley is in town holding a “financial literacy” seminar at the David L Lawrence Convention Center. There is a keynote address by Mr Smiley, then breakout sessions with financial planners. It’s a free event sponsored by Nationwide Insurance who also sponsor Mr Smiley’s show on PBS. There will also be a job fair […]

My credit card company sent me an email offering me a deal. If I pay $150 a month between now and January I can get a $100 statement credit within 2-3 billing cycles. In the fine print I noticed that it said I can also pay $900 as a lump sum instead of making a […]

I’ve been looking at interest rates and they are pathetic to say the least. It’s not like I have a lot of money in my savings but I am starting to slowly make additions to my nest egg.
I’ve compared rates at several banks and credit unions and my local credit union has the best rates […]

I don’t know if you would actually call it a “style”. I just buy what feels right. I’ve made some dog picks and some great picks but who hasn’t.
Contrary to popular personal finance wisdom, I don’t like mutual funds. At all. I have them in an old IRA and of course my 401(k) because I […]

I do need new paychecks but that’s not what I’m talking about. I need new checks to pay bills with. I only buy them once every 3 or 4 years because I hardly write them anymore. There are some places that don’t accept automatic drafts or credit cards. They only want checks. I can’t believe […]

Debt happens. Having your debt spiral out of control also happens. There are many jobs being outsourced by companies and people are losing their jobs left and right. In many cases they can replace their jobs but at a lower salary. Sometimes a significant cut in pay occurs.When this happens, people have no choice but […]

I’m always talking about ways to make money. I’m researching ways to make money through a home based business. I like the thought of working from home. I get to relax then make money and relax some more. The best part is that I can work in my pj’s.
I signed up for a free email newsletter that will give me […]

If you pay your bills with automatic payments, you should monitor your accounts. I just read an interesting article that points out some common problems with automatic payments.
I’ve had one of the problems happen to me. Actually 2. My payment was late. I thought if I scheduled a payment for the 1st it would get […]

My net worth is going up. Not by much but it’s slowly climbing. I said I wanted my net worth to increase to $4000 and it has so I’m revising my numbers for the whole year. My net worth is $4965.69. This does not include some of the money I have made from blogging. I […]