Archive for the 'home' Category

27 May

Is it bad that I’m already shopping for my imaginary house?

And how bad is bad? I haven’t spent a lot of money but every time I go into a store that sells home decor products, I’ll look and try to decide if it fits into the scheme that I’ve already imagined my house to have. When I move in, I won’t need a lot of […]

23 May

More about the savings program that I’m in

It’s part of my home buyer’s training course. It’s a requirement that I take these classes in order to receive any type of assistance like a low interest rate loan. The loan is for my local county and it’s backed by a bond fund. However if you don’t take the home buyer’s course you don’t […]

19 May

Buying a house is expensive

My home buyers class is now over and we’ve learned a lot being in that class. I did not know that there were so many fees associated with buying a home both on the buyers side and the sellers side.
As part of our classroom training, we saw actual settlement statements, with personal information redacted of […]

06 May

The short sale that I didn’t go for

Before I start throwing out numbers remember that I live in Pittsburgh where the price of real estate is crazy cheap. The house had a market value of $70k, the assessed value is $56k and the sale price was $33k. The house is in a middle class area with 3 bedrooms, a game room, a […]

05 May

I almost got lost going to class

I could not find that class for anything. The first time I totally went to the wrong building. There are 2 buildings side by side and I thought the class was in one of those buildings but it wasn’t. It was in a totally unrelated building down the street. I totally could have used a […]

04 May

I don’t feel like going to class tonight

I’m taking a home buyers’ class through my job. It only meets once a week for 4 weeks. The class itself lasts about 4 hours. One of my coworkers just took a similar class so between things that she told me and things I already know, I’m not actually learning much from the class.
However at […]

02 May

I really wanted to buy that short sale

It’s a really cute house in a decent neighborhood. It’s larger than I want because it’s a single family home whereas I’m looking for a townhouse but because of the price I was seriously considering it.
I called the first realtor who was just gungho on having me get pre-approved and showing me properties. I explained […]

20 Apr

I’m squeezing in one more shopping trip

I’m in the market to buy a house but I’m several months away from it actually happening. I’m supposed to be hoarding as much cash as possible right now but there are so many things that I want to do that I’m trying to figure out a way to fit them all in.
I want to […]

15 Apr

I need to increase my housing budget

I’ve been looking around at housing and there is nothing in my price range. The only places that I do see are older houses that haven’t been updated since they were built. Unfortunately it looks like I have to increase the amount that I’m willing to spend but that may mean delaying my purchase for […]

22 Mar

I thought I had found the perfect house

I’m not even in the market yet but I was just browsing this website and saw the cutest house. It needs some work but it looks structurally sound, is in a good neighborhood and is pretty attractively priced. When I went to schedule an appointment I was told that there may be some issues with […]

16 Mar

I don’t think I can afford condo maintenance fees

I saw a cute 2 bedroom and an ever cuter 3 bedroom condo recently. I did a unofficial tour since I’m technically not in the market to buy yet. Luckily the realtor is a friend of a friend and didn’t mind taking me out. Of course, she’s hoping that I’ll sign with her when the […]

03 Mar

I’m looking for a home emergency kit

I was looking online a few days ago and saw a article about emergency kits that you keep in your car. Things like blankets, a gas can and snacks. Then I hit a related article and saw one for things to keep in the home. This includes water, snacks, clean clothes etc.
It made me think […]

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