Archive for the 'loans' Category

07 Oct

Would you use a payday loan to pay for vacation?

One of my friends wants to go on vacation for her 30th birthday. But she is horrible at saving or budgeting money. She went and got a payday loan to pay for her vacation. The final payment is due this month and she didn’t have the money because it was due before her pay day […]

17 Sep

Use the Kiva business card to change the life of a business owner in a developing country

Use the Kiva business card to change the life of a business owner in a developing country. Because those resources help the global economy tick. Today it’s about thinking globally, not locally or even nationally.
The availability of easy business loans is one of the things leading to the current crises. People can get loans that […]

07 Aug

I think I’ve got a budget together

To pay for school that is. I was looking at a website called up2drive.com and their auto loan calculators. I can refinance my car for a lower rate which will mean a lower payment. There are no application fees or hidden costs to get started. It’s over the internet so it’s convenient and I can […]

27 Jul

I may take another personal loan

I’m not sure yet though. I just did my school budget and I noticed that there was a tuition hike. I was already short and that’s just exacerbated the situation. I could totally drain my savings and pay cash. Not a bad idea but I had better not have any emergencies or I would be […]

22 Jul

Are there any benefits to getting a Payday Loan?

One of the great things about the internet is that you can find any information that you need at the tip of your fingers. You don’t have to leave the house for anything. Banking and getting loans are as easy as clicking your mouse. If you want to find Payday Loans Online, you can do […]

23 Jun

She’s taking another Payday Loan

One of my friends can’t budget her money to save her life. She’s always running short around payday. I don’t try to judge her because I’m sure there’s been a time when we’ve all been short on cash. The only difference is that we didn’t have the option to get a Loan Until Payday. These […]

04 Jan

A friend in need

Christians really do stick together. Now there’s a network of Christian lenders that will give you information on getting payday loans or any other types of loans that you may need. You can also find information on cash advances on the site. They will match up borrowers with prospective lenders including multiple loan companies.

26 Nov

Payday loans to the rescue

Most people don’t think payday loans can help but they can. Especially if they are payday loans no fax. My friend got a bus ticket to go to Philly. He got the ticket for a week in advance. His plans changed and he had to use the ticket earlier. Normally this wouldn’t be a problem […]

26 Nov

6.35% vs 10.99%

It’s a lot. Over the life of my loan I will pay almost $1k more just because of the difference in interest rates. I have a plan where I can pay my loan off over 48 months instead of 60. 60 months is just too long to be paying a loan off. Plus, I want […]

23 Nov

Amortization Schedules

I love to know how much interest I’m paying each month. So I always do a amortization schedule so I can see it in writing. I also try to pay my loans down early. I have a loan with a schedule pay-down of 36 months. Right now I am on schedule to pay it off […]

18 Nov

I applied for a car loan

I keep waffling about wanting to buy a car. I do want to buy a car but I’m not sure if I want to get it now or later. I applied for a Online Car LoanĀ so I’ll see what they say. If I get approved for the loan, then I’ll buy the car now. I […]

14 Oct

Are there any pros to taking a payday loan?

I can’t find any. I know people run into problems every day and need a short infusion of cash so they turn to Payday Loan Advance companies. But do they hurt more than they help?
I don’t know so I went online to see what I could find out. I found one site where it was […]

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