Archive for the 'money' Category

18 May

One thing my savings goal does not include

Almost any savings are going towards my 2013 goals. Except my 10% fund. Basically that’s not 10% of my regular pay because I just don’t have it to save right now. That 10% comes from any extra money that I get my hands on. That could include overtime, rebates, checking account bonuses, sweepstakes winnings, etc. […]

16 May

Making yearly savings goals

I just did a new savings budget that will take me through March of 2013. These are not my ultimate savings goals, they are just the goals that I’m working towards for the next year. Well actually about 10 months because I started in May, but you get the gist of what I’m saying.
In the […]

14 May

It’s funny how savings becomes easy when you have a goal

I saved over $3,000 over the past year between my housing account, my regular savings and my 10% fund. My goal for the rest of 2012 leading into 2013 is an additional $4,800. Those numbers seem unrealistic to me considering how tight my budget is. But it’s weird because once I have a goal and […]

11 May

My new goals for savings

My new goal is pretty ambitious to say the least. I want to make it by March 2013 so I have a lot of work to do. It breaks down like this:

$1,500 in short term certificates of deposit. I already have $500 so I need to save $1,000.
$3,000 in regular savings. This will help cover […]

09 May

I’ve officially met the goal in my house savings account

I made the last deposit into the account last Saturday bringing my total in that account to $2,000 even. Whew, it seemed like I would never get there some days. It wasn’t as hard as I thought it would be though. The fact that we had overtime at my job made things a whole lot […]

03 May

My April 2012 savings and debt repayments

During the month of April I added $100 to my account for a total of $1,950. I have moved my 10% fund to a totally different account and there is $500 in there. So my goal was $2,300 which I’ve technically met even though there is only $1,950 in the housing account. On either Friday […]

25 Apr

No more casino for me

In the past few months I’ve pretty much broken even at the casino. I won a little bit then I started losing. So I’m pretty much back at where I started. Now is the time to stop though, because I know if I don’t I’ll end up way in the hole.
It was fun while it […]

23 Apr

Read the fine print

One of my friends wanted to open a new bank account. She asked me to look over the account that she had chosen because she could earn airline miles with it. Before I even started I asked her if the account had any fees and she rattled off the fee structure. Good job I thought. […]

19 Apr

Someone call me

Please. Someone, anyone. Argh. This job search is really annoying. I talked to my student loan people and I have about 18 more months before my payments start creeping up. Then they will gradually increase every year until I get to the payment amount that I’m really supposed to be paying.
On the plus side, my […]

17 Apr

My clothes don’t fit

Which is weird because my scale shows that I haven’t gained any weight. Unfortunately I haven’t lost any either but not adding is always a plus. I went to the store last week to get new work pants and I needed 2 different sizes. That’s not unusual because different designers use different measurements. But these […]

16 Apr

I’m so confused!

I have no idea how much is in my account at all. The deposits are taking forever to get through and to clear. I’m trying to play the bonus game but I don’t see how people do it at all.
The latest fiasco was when I tried to use my alternate bank account to buy one […]

13 Apr

Playing the bank bonus game is hard

And I’m not winning! It’s a lot harder than it seems I have to admit. I’ve even been following advice that other people have given and it’s not really working out the way I want it to. One account only has a 5 debit card minimum over 30 days. I still have […]

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