Sabrina’s Money Madness

In relation to my savings goals. Considering I don’t quite have 1 months of expenses in savings and I want to have 2 full months by the end of the year. If my overtime continues it should be a no-brainer that I reach my goal. I can easily add money every month […]

I looked at my bank balance and it looked awful low and I couldn’t figure out why. Then I looked at a different bank and saw that the balance had barely moved. I was puzzled because I knew I had been saving but my balances weren’t reflecting that.
Then I realized that there was 2 things […]

 During the month of March I added $90 for a total of $1850. My goal is $2,300 by the end of May which means I have $450 to save. I didn’t add any money to my 10% fund so my housing total is $1,615 with $385 to go. I have some money that I have […]

Someone suggested that I go on a strict budget and cut out all necessities to reach my savings goals. I won’t do that for several reasons. The main one is that I already have a pretty tight budget. There is really not a lot of slack room in it so to speak. I do over-budget […]

I used to have a nice tidy savings account. I always plan to keep 3 months in there but at one point I had over 4 months in cash, which is a lot for me. Then I went back to school to finish the degree that I had started. Before I went back to school, […]

I know that you should have a large emergency fund. Most advisers call for up to six months of expenses. Since I’m single, have no dependents and could take any job necessary to bring in cash if need be, my short term goal is three months of expenses in savings. Right now I only have […]

This is a separate goal from the other goals that I have. I already have my house savings goals in place. I also have a regular savings account that I throw money to from time to time. There is also my 10% savings fund from random money that I receive and last but not least, […]

Overtime is not generally available at my job but right now it’s going strong. I am definitely on track to have enough for my house savings account and I’ll have my regular savings account where I want it by the end of the year. It’s not where it should be but it’s pretty darn close.
Now […]

I have a small amount of money that I’m holding for my brother. He won’t need the money for another year and a half. In the meantime, that money is just sitting in my savings account earning a paltry amount of interest. It was in a cd, but it matured and the interest rates are […]

Most of my bills are due between the 10th and the 21st of the month. The only 2 bills that are due outside of this time frame are my rent and electric bill. Both of which are due on the 1st of the month.
Some of my bills are on auto-pay and others I have to […]

Again! It seems like I’m never done with school. The only problem is that I can’t decide what I want to study. There is a Master’s Degree in Fraud & Forensics that I really want to study but it’s only offered at one school locally. It’s a brand new program and it’s pretty hard to […]

I have 5 of 6 gift cards that I got from different places. A few are from sweepstakes, 1 is from a bonus from a cd that I signed up for, and the rest were gifts. I usually put them in a pile to draw from whenever I run low on cash. I guess the […]