Archive for the 'personal finance' Category

16 May

Making yearly savings goals

I just did a new savings budget that will take me through March of 2013. These are not my ultimate savings goals, they are just the goals that I’m working towards for the next year. Well actually about 10 months because I started in May, but you get the gist of what I’m saying.
In the […]

14 May

It’s funny how savings becomes easy when you have a goal

I saved over $3,000 over the past year between my housing account, my regular savings and my 10% fund. My goal for the rest of 2012 leading into 2013 is an additional $4,800. Those numbers seem unrealistic to me considering how tight my budget is. But it’s weird because once I have a goal and […]

11 May

My new goals for savings

My new goal is pretty ambitious to say the least. I want to make it by March 2013 so I have a lot of work to do. It breaks down like this:

$1,500 in short term certificates of deposit. I already have $500 so I need to save $1,000.
$3,000 in regular savings. This will help cover […]

17 Feb

I guess I’m shopping this weekend

I have to go to 2 or 3 stores this weekend. I’m not buying anything fun either. Most of it is lunch food for next week. I also have to start thinking about what I want to add to the lunch menu once we go to out new work location. I’m not big on sharing […]

03 Jan

2012 Resolutions

I didn’t really have a lot of goals last year, 3 actually and I didn’t meet them. So I’m going to get going in 2012 and start anew.

Get my housing account to $2,300. I’m already at $1,485 so I’m really close and I’ll definitely meet this goal.
Save an additional $1,000 for hand money ($500) and […]

28 Nov

PNC Christmas Price Index 2011

The 2011 PNC Christmas Price Index is out today. It’s a fun way to look at the true cost of the 12 days of Christmas.
1. Partridge in A Pear Tree                              +14.2%      $184.99
2. Turtle Doves                                                   […]

18 Nov

How do you dispose of old debit or credit cards

My coworkers and I were discussing this the other day. One said that he cuts it into little pieces and throws it in the garbage with old food. That way no one will search through day old (or week old) food looking for anything. The other coworker cuts his into 3 or 4 pieces and […]

21 Sep

My coworker almost had me invest in that scam

Almost. When she started giving me the talk it sounds really good. It almost has you convinced. Especially when you do the math and see that even if the price only rises a few cents, you can make a ton of money. If it raises by a dollar or two, well you make a killing.
The […]

09 Mar

My February 2011 savings and debt repayments

So my February savings haven’t been too great. Unfortunately I haven’t received some money that I thought was coming in and my expenses have dramatically increased. I thought I had a good savings plan worked out but I don’t think I’m going to make it with all of the ups and downs.
I know I saved […]

28 Jan

I won’t make any more quarterly updates for this site

The main reason is that it’s redundant. First I do an update at the end of the month. When I do a quarterly update, I’m really just rehashing what I’ve already wrote. I read one of the updates that I did and it looked like all I did was copy and paste a previous article […]

07 Jun

I’m getting all of the rewards that I can from my credit card

I have a Best Buy Reward Zone MasterCard. Every purchase I make gives me points towards Best Buy Gift Certificates. It’s a toy limit card though which stinks. A toy limit is excessively low and HSBC who issues the card is really slow to credit payments. Actually they credit the payment fairly quickly but then […]

15 Jan

Donating money to worthy causes

I donate money to several causes through my job. Now with the disaster in Haiti I have to find money to donate to the relief efforts. I saw one organization that lets you send a text message to a short code and it automatically charges $5 to your cell phone bill. I’ve heard that George […]

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