Archive for the 'personal finance' Category

21 Aug

I haven’t updated my debt ratio

Mainly because it hasn’t gone down. It’s still at 41%. I know this because neither my income nor my expenses have increased since the last time I complete it. However my ratio should decrease at the end of this month because I’ll pay off a bill. Hopefully my ratio will go down into the mid 30’s. I […]

28 May

Personal finance programs

I watch a ton of them even if I don’t always agree with what they’re saying. I just like to get different perspectives on personal finance. Some gurus tell you to keep a large emergency fund and others advocate only several months. Personally I would love to have a larger emergency fund but right now […]

18 Sep

You need to read “A Few Dollars More”

This is about Bill Schmick’s financial advice blog A Few Dollars More. Bill predicted last month that banks would fail and that commodity prices would fall. He was right and I’m sure even he’s surprised at how correctly he called it. Read his post entitled Today’s Gain Tomorrow’s Losses to read what he had to […]

18 Sep

The thing that bothers me most about spam

This is a personal finance site. If I was getting spammed by money bloggers or people selling those scammy “make money” kits, I wouldn’t be as aggravated. But I get the drug, and/or p0rn people which is gross. I don’t know if they think the comments will get through or what.
Not on my blog buddy.

04 Aug

I got caught up on my reading

I subscribe to 1 magazine but they also sent me a “bonus” subscription to another magazine. I get something from them every two weeks. I don’t always have to chance to read everything that I get. I had a stack of old magazines to go through.
I didn’t have anything to do this weekend so I […]

13 Jul

Buy a house with less than 20% down?!?!

Our economy is in the tank and a lot of it has to do with the subprime mortgage mess. People are overexending themselves on homes with adjustable rate mortgages. When it comes time to pay the piper the homeowner is left in a bind because they can’t cover the payments. I can’t believe mortgage lenders […]

28 Apr

I have checks just floating around

I wrote 2 checks that haven’t been cashed yet. One is for my local taxes so that check is over 10 days old. I’m really surprised that check wasn’t cashed. I figured the local tax authority would take their money asap. The other check I wrote from my local account to my online account to re-establish […]

17 Apr

I lost my last paycheck

No I didn’t lose it as in frittering away the money. I’ve used fritter twice in the past week - weird! Anyway I can’t find the pay-stub. I have direct deposit so I don’t have to worry about the money. I usually take the stub and put it in my file drawer the same day […]

12 Apr

Personal finance shows

I used to watch these shows but now they just depress me. I don’t have as much as I *should* have. When you take into account my age and salary, I’m way behind the curve. I know I shouldn’t compare myself to other people because well life happens. Some things were beyond my control and […]

02 Apr

I have calls to make

I hate when I have things to do at work. I need to make a few calls on my lunch when it’s nice and quiet. I’ll call from our employee break-room on my cellphone. I take a late lunch (1pm EST) because most people have already gone and I have the room all to myself. […]

01 Apr

I’m not doing a networth update

I’m not doing one this quarter and I probably won’t do one for the rest of the year. My numbers are going to fluctuate so wildly for the rest of this year that I don’t know if it makes sense for me to try to track the numbers.
I want to finish school this year and […]

27 Mar

My net worth will really stink this quarter

I had to take money out of my savings to pay for school for the summer. I also had to pay for a larger than expected car repair. I was expecting to pay around $250 but the bill was over $600. I’ll also have to take money to pay for a portion of my fall […]

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