Archive for the 'saving' Category

23 May

More about the savings program that I’m in

It’s part of my home buyer’s training course. It’s a requirement that I take these classes in order to receive any type of assistance like a low interest rate loan. The loan is for my local county and it’s backed by a bond fund. However if you don’t take the home buyer’s course you don’t […]

14 Mar

Have you ever taken a cash advance?

I’m talking about any kind of cash advance. It can be a cash advance from a credit card or one of the cash advance loans that you always hear about. Most people think they’re a bad idea but they can help when you’re in a pinch.
At the end of last year I had decided that […]

11 Mar

One of the factors affecting my savings

My expenses increased but I should still have had a couple of hundred more dollars saved. I figured out where the money should have come from. I was supposed to get reimbursed from my transit account. Somewhere between my job taking the money, and my account getting funded there was a problem. For almost 2 […]

10 Feb

Should I save or invest my insurance proceeds

One of the insurance checks came in from the mail yesterday. It’s for a small amount less than I thought it would be because of premiums that were due, but I’m ok with that. Now I have to decide what to do with the money.
I have several ideas but I’m still working out the details. […]

14 May

It’s time to update my savings plans

I’ve been saving for a few months now but I need to make sure I’m on track. I want to have a 6 month emergency fund and I want to start saving for a house at the same time. Both of these goals are going to require a nice chunk of change. I usually update […]

08 Mar

Saving for my own home is hard

I started saving money to buy a house. I’m on a 3 year plan that will hopefully end with me making a down payment and paying closing costs. Right now I’m saving very little and as my bills are paid off, that money is getting redirected to my savings. Now that I’ve made this a […]

18 Nov

I think I need to get serious about saving for a house

In one of my previous posts, I talked about having new neighbors which I’m not thrilled about. That’s really only one factor though. I’m just ready to get started on the path to home ownership. In the past I wasn’t really ready but I feel that now I am.
Starting in the new year, I’ll start […]

14 Oct

Saving up my change

I just talked about how much I love my piggy banks. I save all of my change in them and challenge myself to fill up each and every one. Once they’re full, I transfer most of the change into my largest pig and I spend the rest. I’m going to continue that for this year […]

02 Dec

How in the world am I going to save any money

This next semester is my final semester. After I’m done with school, I’m supposed to move. However since I’m using the majority of my savings to pay for school, I won’t have a lot of cash to move with. I don’t even remotely know how I’m going to be able to save money once school […]

13 Sep

I got my new duck bank

On the GPT site that I used to frequent, I had accumulated some points that I needed to turn in. The site was supposed to close so all points had to be redeemed by the end of August.
I ordered a gift card and a bank. I got them both yesterday. The bank is yellow and […]

05 Jun

May online income

I had a decent month of May. My goal is $175-200 per month and I made it again. I plan on increasing the amount I expect to make starting in July.
Blogging income - $169.36
Survey income - $25
Total May online income - $194.36
 $70 is going into savings, $25 is going to my vacation club, $25 is […]

16 May

Personal finance magazines

I love to read. I always have ever since I was a child. It really doesn’t matter what kind of book or magazine it is, as long as it’s compelling and holds my interest.
 I love personal finance magazines. Reading through them I always see articles that I love and articles that I don’t like as […]

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