Sabrina’s Money Madness

I didn’t have a good month in August at all. I won exactly 3 things.

$5.00 Discover card from a mail-in sweepstakes. It probably came in July with the other one but since it went to my Po Box, I didn’t get it until August.
$5.00 Pizza Hut gift card
A Stuffed plush animal (a $2.00 prize). It’s something […]

I’ve only been a member for a little over 2 months and I already love this bank. I’m not a “full member” because I’m not military or have any military in my family but that’s ok. Right now it means there are certain products like insurance that I don’t qualify for. I’m pretty happy with […]

I’ve been looking at interest rates and they are pathetic to say the least. It’s not like I have a lot of money in my savings but I am starting to slowly make additions to my nest egg.
I’ve compared rates at several banks and credit unions and my local credit union has the best rates […]

Well tax credits to be more precise. They’re causing me to get a nice hefty refund this year. I have my withholding set to 2 so I don’t get a lot held out of my paycheck but I also don’t get a large refund during tax time. My refund usually comes in anywhere from $300-600 […]

I only have 5 short and sweet resolutions this year. I should make them all and they shouldn’t be that hard to keep.

Savings - $2700. Not a lot of money in the grand scheme of things but I don’t have any money in savings right now. This should be fairly easy to make.
Bills - $650 […]

Mostly because I did so miserably with this years resolutions. I only completed one resolution and that’s because it was the most important to me. I graduated school in 2009. No matter what I was determined to make that happen. Unfortunately that caused almost all of my other financial resolutions for 2009 to fail.
I miscalculated how much […]

I have about 3 or 4 of them. One is a huge plastic pig that I can’t open unless I totally destroy it. I also have a small blue plastic pig that my job gave out. Then I have 3 small porcelan decorative pigs. One of those has a small opening so I don’t actually […]

Unfortunately my finances aren’t as ready as I am. I don’t have enough money in savings right now to make the purchase. I need enough for the down payment, closing costs and residual savings. Now banks are requiring that you have 6 months worth of mortgage payments in your savings at closing. I actually think it’s […]

I re-read my post where I said that I wasnt going to meet my savings goal. I changed my mind about the whole situation. The main reason is because my savings goal for the year is very modest, it’s only $1400. The other reason is that even though I really need a new computer, it’s […]

Not this year anyway. My computer is acting really weird lately. It will start up and just lock-up and freeze. If by chance the computer does actually fully boot up, then the internet page will not load.
I’ve been looking online for a new computer at a reasonable price. I really haven’t found one though. I […]

For the most part my budget is ok. But I do have some holes in it. I need to plug those up and fast. I just figured out that I have at least $600 from last year that was unaccounted for. That’s not a ton of money but I could have put it into my […]

I usually buy at least 1 per year. In 2008 I didn’t get one though. I totally forgot about it until the end of the year. Then I got so busy that I didn’t order it. I really shouldn’t tie up the money since I still have 2 fairly large payments for school and I […]