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<channel>
	<title>Sabrina's Money Madness</title>
	<link>http://sabrinasmoneymadness.com</link>
	<description>My money's driving me to the brink of madness. Can I escape? Keep reading and find out.</description>
	<pubDate>Fri, 12 Mar 2010 16:45:17 +0000</pubDate>
	<generator>http://wordpress.org/?v=2.1</generator>
	<language>en</language>
			<item>
		<title>What&#8217;s wrong with this picture</title>
		<link>http://sabrinasmoneymadness.com/2010/03/12/whats-wrong-with-this-picture/</link>
		<comments>http://sabrinasmoneymadness.com/2010/03/12/whats-wrong-with-this-picture/#comments</comments>
		<pubDate>Fri, 12 Mar 2010 16:45:17 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[money]]></category>

		<category><![CDATA[banking]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/03/12/whats-wrong-with-this-picture/</guid>
		<description><![CDATA[
Look at the picture and the dates on the calendar. I just got this calendar on Wednesday. And it&#8217;s out of date! I know a lot of people don&#8217;t write checks anymore and banks have extra checkbook covers and checkbook registers laying around but this is ridiculous.
It&#8217;s a good thing I won&#8217;t be using this [...]]]></description>
			<content:encoded><![CDATA[<p><a href="http://sabrinasmoneymadness.com/wp-content/uploads/2010/03/checkbook_registers.jpg" title="checkbook_registers.jpg"><img src="http://sabrinasmoneymadness.com/wp-content/uploads/2010/03/checkbook_registers.thumbnail.jpg" alt="checkbook_registers.jpg" /></a></p>
<p>Look at the picture and the dates on the calendar. I just got this calendar on Wednesday. And it&#8217;s out of date! I know a lot of people don&#8217;t write checks anymore and banks have extra checkbook covers and checkbook registers laying around but this is ridiculous.</p>
<p>It&#8217;s a good thing I won&#8217;t be using this book to keep track of the date.</p>
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		<item>
		<title>I&#8217;m going to a new casino</title>
		<link>http://sabrinasmoneymadness.com/2010/03/10/im-going-to-a-new-casino/</link>
		<comments>http://sabrinasmoneymadness.com/2010/03/10/im-going-to-a-new-casino/#comments</comments>
		<pubDate>Wed, 10 Mar 2010 17:00:36 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[money]]></category>

		<category><![CDATA[gambling]]></category>

		<category><![CDATA[friends]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/03/10/im-going-to-a-new-casino/</guid>
		<description><![CDATA[Well it&#8217;s new for me anyway. It&#8217;s Seneca Indian Casino in upstate New York. I&#8217;ve never been there but my friend says is fabulous. She asks me to go every time her sister sponsors a bus trip. The last time I told her I would go and it&#8217;s already here. We leave Saturday morning at [...]]]></description>
			<content:encoded><![CDATA[<p>Well it&#8217;s new for me anyway. It&#8217;s Seneca Indian Casino in upstate New York. I&#8217;ve never been there but my friend says is fabulous. She asks me to go every time her sister sponsors a bus trip. The last time I told her I would go and it&#8217;s already here. We leave Saturday morning at 7am and get back around 9pm at night. We should have a good 7 or 8 hours there. I&#8217;ll probably spend at least an hour in the buffet so I won&#8217;t be losing any money then.</p>
<p>Whatever cash I decide to take is all the cash that I&#8217;m taking. No hitting the atm for me. Not this time anyway.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>Saving for my own home is hard</title>
		<link>http://sabrinasmoneymadness.com/2010/03/08/saving-for-my-own-home-is-hard/</link>
		<comments>http://sabrinasmoneymadness.com/2010/03/08/saving-for-my-own-home-is-hard/#comments</comments>
		<pubDate>Mon, 08 Mar 2010 17:38:47 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[saving]]></category>

		<category><![CDATA[money]]></category>

		<category><![CDATA[home]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/03/08/saving-for-my-own-home-is-hard/</guid>
		<description><![CDATA[I started saving money to buy a house. I&#8217;m on a 3 year plan that will hopefully end with me making a down payment and paying closing costs. Right now I&#8217;m saving very little and as my bills are paid off, that money is getting redirected to my savings. Now that I&#8217;ve made this a [...]]]></description>
			<content:encoded><![CDATA[<p>I started saving money to buy a house. I&#8217;m on a <a href="http://sabrinasmoneymadness.com/2009/11/18/i-think-i-need-to-get-serious-about-saving-for-a-house/">3 year plan</a> that will hopefully end with me making a down payment and paying closing costs. Right now I&#8217;m saving very little and as my bills are paid off, that money is getting redirected to my savings. Now that I&#8217;ve made this a plan it seems like something is always coming up to snatch my hard earned cash. If it&#8217;s not my car then it&#8217;s something like needing new boots or a new coat. I don&#8217;t have a habit like <a href="http://www.premiumecigarette.com/">e-cigarettes</a> or online gambling anymore.</p>
<p>I&#8217;ve started putting my house fund into a savings account that I don&#8217;t have easy access to. This way I won&#8217;t be tempted to take cash out and buy stuff that I really don&#8217;t need. Now I just have to apply this logic to my other accounts and then I&#8217;ll be ok.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>I almost paid double for my 30 day free trial</title>
		<link>http://sabrinasmoneymadness.com/2010/03/05/i-almost-paid-double-for-my-30-day-free-trial/</link>
		<comments>http://sabrinasmoneymadness.com/2010/03/05/i-almost-paid-double-for-my-30-day-free-trial/#comments</comments>
		<pubDate>Fri, 05 Mar 2010 16:27:14 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[money]]></category>

		<category><![CDATA[expenses]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/03/05/i-almost-paid-double-for-my-30-day-free-trial/</guid>
		<description><![CDATA[I paid for a 30 day &#8220;free&#8221; trial upfront, totally my choice. Once the free trial was over I noticed that they hadn&#8217;t hit my card. So I called them and asked when I would be charged. The poor customer service rep was totally confused because she couldn&#8217;t figure out why I was pre-billed. Then [...]]]></description>
			<content:encoded><![CDATA[<p>I paid for a 30 day &#8220;free&#8221; trial upfront, totally my choice. Once the free trial was over I noticed that they hadn&#8217;t hit my card. So I called them and asked when I would be charged. The poor customer service rep was totally confused because she couldn&#8217;t figure out why I was pre-billed. Then I remembered that I had paid in advance. I gave her my confirmation number to make sure that&#8217;s why I was charged. She confirmed my charges and a year&#8217;s worth of service.</p>
<p>It&#8217;s a good thing I wrote down my confirmation number. That saved us both a lot of hassle.</p>
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		</item>
		<item>
		<title>Dealing with my first bad eBayer</title>
		<link>http://sabrinasmoneymadness.com/2010/03/03/dealing-with-my-first-bad-ebayer/</link>
		<comments>http://sabrinasmoneymadness.com/2010/03/03/dealing-with-my-first-bad-ebayer/#comments</comments>
		<pubDate>Wed, 03 Mar 2010 17:33:44 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[expenses]]></category>

		<category><![CDATA[eBay]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/03/03/dealing-with-my-first-bad-ebayer/</guid>
		<description><![CDATA[This is a drag. I usually have great experiences on eBay but this person is the worse. They bid on a item and now they don&#8217;t want to pay for it. They probably felt like they over-bid and they&#8217;re trying to get out of it. Instead of just emailing me and explaining what happened, they&#8217;re [...]]]></description>
			<content:encoded><![CDATA[<p>This is a drag. I usually have great experiences on eBay but this person is the worse. They bid on a item and now they don&#8217;t want to pay for it. They probably felt like they over-bid and they&#8217;re trying to get out of it. Instead of just emailing me and explaining what happened, they&#8217;re ignoring me.</p>
<p>I waited 2 weeks and several invoices before I filed to get my final fees back. Then I waited another week and a half before I relisted the item. None of my previous bidders wanted the second chance offer because they had already bought the item they were looking for while I was waiting for my deadbeat buyer.</p>
<p>I got significantly less for the item than was bid the first time and I still have several days before the feedback option expires. I want to make sure they don&#8217;t try to hit my feedback. I didn&#8217;t leave any for them because I&#8217;ll just let eBay handle it. I understand that something may have happened in their personal life causing them to back out of the auction. I just wish they had contacted me instead of going this route.</p>
<p>I hope this is the last bad eBayer that I&#8217;ll have to deal with.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>My sweepstakes wins for February 2010</title>
		<link>http://sabrinasmoneymadness.com/2010/03/01/my-sweepstakes-wins-for-february-2010/</link>
		<comments>http://sabrinasmoneymadness.com/2010/03/01/my-sweepstakes-wins-for-february-2010/#comments</comments>
		<pubDate>Mon, 01 Mar 2010 17:50:59 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[sweepstakes]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/03/01/my-sweepstakes-wins-for-february-2010/</guid>
		<description><![CDATA[1 prize. That&#8217;s all I won again. It was a pretty decent prize. I won a $25 Gift Card from Mars. The only thing I&#8217;m worried about is that I never received the prize, which I won on 2/4. I also never received a confirmation email which is pretty unusual. Hopefully I&#8217;ll recieve the gift [...]]]></description>
			<content:encoded><![CDATA[<p>1 prize. That&#8217;s all I won again. It was a pretty decent prize. I won a $25 Gift Card from Mars. The only thing I&#8217;m worried about is that I never received the prize, which I won on 2/4. I also never received a confirmation email which is pretty unusual. Hopefully I&#8217;ll recieve the gift card pretty soon.</p>
<p>I only won 1 prize in January and February after winning multiple prizes every month last year. Oh well, as long as I win at least 1 prize I&#8217;ll be happy.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>I didn&#8217;t get the job</title>
		<link>http://sabrinasmoneymadness.com/2010/02/26/i-didnt-get-the-job-2/</link>
		<comments>http://sabrinasmoneymadness.com/2010/02/26/i-didnt-get-the-job-2/#comments</comments>
		<pubDate>Fri, 26 Feb 2010 14:01:43 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/02/26/i-didnt-get-the-job-2/</guid>
		<description><![CDATA[Again. Sigh&#8230;. I know there&#8217;s a job out there for me. I&#8217;ll just be glad when I finally find it. I&#8217;m starting to get really discouraged. It took me a long time and a lot of applications before I finally started to get interviews. Now I&#8217;ve had 2 and I didn&#8217;t get either job. The [...]]]></description>
			<content:encoded><![CDATA[<p>Again. Sigh&#8230;. I know there&#8217;s a job out there for me. I&#8217;ll just be glad when I finally find it. I&#8217;m starting to get really discouraged. It took me a long time and a lot of applications before I finally started to get interviews. Now I&#8217;ve had 2 and I didn&#8217;t get either job. The ironic thing is both times I competed against someone in my department and both times they got the job.</p>
<p>The next time I have a interview I&#8217;m making sure no one else in my department is in the running for the job. They&#8217;re jinxing me.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>I need another air conditioner</title>
		<link>http://sabrinasmoneymadness.com/2010/02/25/i-need-another-air-conditioner/</link>
		<comments>http://sabrinasmoneymadness.com/2010/02/25/i-need-another-air-conditioner/#comments</comments>
		<pubDate>Thu, 25 Feb 2010 14:40:35 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[money]]></category>

		<category><![CDATA[home]]></category>

		<category><![CDATA[expenses]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/02/25/i-need-another-air-conditioner/</guid>
		<description><![CDATA[I just bought a air conditioner at the end of last summer. However my house is so hot that one air conditioner doesn&#8217;t even do it. I have a window unit for my bedroom and now I&#8217;m looking for a portable model for the living room. My mom suggested that I get a dehumidifier to [...]]]></description>
			<content:encoded><![CDATA[<p>I just bought a air conditioner at the end of last summer. However my house is so hot that one air conditioner doesn&#8217;t even do it. I have a window unit for my bedroom and now I&#8217;m looking for a portable model for the living room. My mom suggested that I get a <a href="http://www.ezbreathe.com">dehumidifier</a> to pull all of the hot air out and use the air conditioner to put cool air back in. I don&#8217;t know what I&#8217;m getting but I do know that I have to get something. It&#8217;s the middle of winter and my apartment is so hot that I have a window open and the fan going.</p>
<p>I can only imagine how hot it will be once we hit mid-summer.</p>
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		</item>
		<item>
		<title>I got my new card</title>
		<link>http://sabrinasmoneymadness.com/2010/02/24/i-got-my-new-card/</link>
		<comments>http://sabrinasmoneymadness.com/2010/02/24/i-got-my-new-card/#comments</comments>
		<pubDate>Wed, 24 Feb 2010 17:42:37 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[money]]></category>

		<category><![CDATA[credit]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/02/24/i-got-my-new-card/</guid>
		<description><![CDATA[And it&#8217;s not a rewards card which is a bummer. It&#8217;s one of the plain platinum cards that doesn&#8217;t offer anything. I really want a rewards card though. If I can buy food, photo graduation announcements, clothes or even pay bills and get rewards points then that&#8217;s good for me. The service associate that I [...]]]></description>
			<content:encoded><![CDATA[<p>And it&#8217;s not a rewards card which is a bummer. It&#8217;s one of the plain platinum cards that doesn&#8217;t offer anything. I really want a rewards card though. If I can buy food, <a href="http://www.peartreegreetings.com/Graduation/Graduation-Invitations--Announcements/index.cat">photo graduation announcements</a>, clothes or even pay bills and get rewards points then that&#8217;s good for me. The service associate that I spoke to said they did a product for product swap. Since I didn&#8217;t have a rewards card before, they wouldn&#8217;t automatically make this one a rewards card.</p>
<p>I&#8217;ll just wait between six months and 1 year and call and ask them to switch me to a rewards product. But for now the card maintains it&#8217;s position as the number 3 card in my wallet.</p>
]]></content:encoded>
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		</item>
		<item>
		<title>I thought I was going on vacation</title>
		<link>http://sabrinasmoneymadness.com/2010/02/23/i-thought-i-was-going-on-vacation/</link>
		<comments>http://sabrinasmoneymadness.com/2010/02/23/i-thought-i-was-going-on-vacation/#comments</comments>
		<pubDate>Tue, 23 Feb 2010 15:31:20 +0000</pubDate>
		<dc:creator>Sabrina</dc:creator>
		
		<category><![CDATA[vacation]]></category>

		<category><![CDATA[travel]]></category>

		<guid isPermaLink="false">http://sabrinasmoneymadness.com/2010/02/23/i-thought-i-was-going-on-vacation/</guid>
		<description><![CDATA[But it looks like I won&#8217;t be going. We were undecided on a ski vacation and a trip to Jamaica. My friend decided for the group that it was going to be Jamaica for a weekend. Not a problem for me because I wouldn&#8217;t mind going for just a weekend. Then we saw the resort [...]]]></description>
			<content:encoded><![CDATA[<p>But it looks like I won&#8217;t be going. We were undecided on a <a href="http://www.stayaspensnowmass.com/">ski vacation</a> and a trip to Jamaica. My friend decided for the group that it was going to be Jamaica for a weekend. Not a problem for me because I wouldn&#8217;t mind going for just a weekend. Then we saw the resort and the price. It&#8217;s a brand new exclusive resort that really costs a lot of money. It&#8217;s $885 for 4 days but you leave Monday morning at 8am so it&#8217;s really like a 3 day trip.</p>
<p>That&#8217;s way too rich for my blood. Especially for only a weekend trip.</p>
]]></content:encoded>
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